By Faz Zia
WORKING woman life gets more stressed if she can’t manage her day to day life either personal or professional lives, work should be an expression of joy. In the twenty four hours that we have in a day, most of us are more preoccupied than busy. Our own thoughts and emotions become such a big issue that most of our time is spent in dealing with them. The results than can be achieved simply are then delivered with a lot of difficulty. When we use our emotional intelligence incorrectly, it turns against us. In such moments, we can help ourselves by remembering that at least our own mind and body should work for us, not against us. Stress causes suffering, which limits life to half a step and never a full stride. Today, the most successful people at a materialistic level, carry the most stressful faces. Unless we translate success into life and a great way to live, the society at large will stagnate. For those of us who are reasonably successful in life, carrying a joyful behaviour, therefore becomes a responsibility.
In order to identify what contributes towards building a person’s ability to cope with stress, there are different aspects we can look at. The first is the external support available, and especially the network of people around and close to the person. The stress of a major illness, for example, can come down to a certain extent, if one has a good insurance and a loving family. The second important source of strength is our own psychological resources like education, intelligence and personality factors. Moving to a new city and establishing new friendships will be more stressful to an introvert person than an extrovert, for example. And thirdly, it has to do with the inner mental and emotional strategies that we build which work best for us in coping with stressful situations. This is the most important aspect, as it determines the effects stress will have on our life and also, it is the most flexible aspect; something which can be completely under our personal control.
We need to calm down our lives when I heard that our thoughts during the day is more than 70-80 thousand I was shocked no wonder we are mentally exhaust at the end of day and most of the thoughts are a waste thoughts either we live in past or worry about future but not in present.
We need to stop our mind to go into past and future train this mind to be in present and this is one and the most important way to have a blessed life for you and for your family.
According to a media report, the idea for looking into the issue of microfinance outreach to women in Pakistan had been of interest to the World Bank for some time. Outreach of the microfinance sector to women borrowers had always been extremely low – hovering between 50 to 60 percent of borrowers.
Compared to the rest of the region, where we see outreach to women in the 90 percent range in India, Bangladesh, and Nepal, it raised the question as to why similar targets could not be achieved in Pakistan. We reviewed a number of possible explanations, but none of them seemed satisfactory.
On top of that, Pakistan is probably one of the most progressive microfinance sectors in the World. The central bank has developed the most enabling regulations possible, Pakistan continues to top the Economist Intelligence Unit list of the most enabling regulatory environment, innovations in branchless banking and new modes of financial service delivery are being incubated here, and the microfinance network in Pakistan continues to be regarded as world class. So, given all the positive attributes around the sector, why was it not possible to more effectively reach this important constituency?
To really understand what the underlying challenges were in reaching women, especially women microentrepreneurs, we went deep into gathering information from MFI clients, women who could be clients but were opting out, loan officers, field level managers, head office, and other stakeholders, such as business service providers. Very soon into the process a few clear patterns emerged, which were consistent across the range of respondents and participants in the study – and these patterns were rather striking.